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New to super

Your super can be one of your biggest investments when you retire. It’s important to understand how it works and how to get the most from it.

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Super basics

Superannuation is a compulsory scheme that helps Australian workers save for retirement. Basically you put away money while you’re working so you have money to live on when you retire.

Generally, if you earn more than $450 per month (before tax), your employer must contribute 10% of your salary to a super fund on your behalf. This is known as the Superannuation Guarantee (SG).

Super is considered one of the most tax-effective ways to save for retirement. Taking steps early on could make a big difference to your retirement.


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