Conservative

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, investment style, fees, and return targets.

View Our investment performance to see how the different investment options have performed over the long-term.

Suitability

Members who seek security over returns

Investment Objective

To outperform CPI (after tax and investment expenses) by at least 1.5% pa over the long term

Time horizon

5 or more years

Investment style

Invests primarily in defensive assets with the aim of protecting the value of a members net investment

Risk level

Low-medium. Likelihood of negative returns - less than 2 in 20 years

Asset class	Target asset allocation	Range
Growth assets	37.2%
Australian Shares	9.0%	0.0-20.0%	View breakdown
Developed Markets	13.5%	0.0-20.0%	View breakdown
Private Equity	0%	0.0-7.5%
Infrastructure	6.7%	0.0-15.0%	View breakdown
Property	4.5%	0.0-12.5%	View breakdown
Credit Opportunities	0%	0.0-10.0%
Overseas - Fixed Interest	2.5%	0.0-40.0%	View breakdown
Absolute Return Strategies	1.0%	0.0-10.0%	View breakdown
Defensive assets	62.8%
Infrastructure	6.8%	0.0-15.0%	View breakdown
Property	4.5%	0.0-12.5%	View breakdown
Australian - Fixed Interest	2.0%	0.0-25.0%	View breakdown
Overseas - Fixed Interest	7.5%	0.0-40.0%	View breakdown
Cash	41.0%	20.0-50.0%	View breakdown
Credit Opportunities	0%	0.0-10.0%
Absolute Return Strategies	1.0%	0.0-5.0%	View breakdown
Total	100%

Top 5 asset breakdown for

Asset	Allocation^*
CSL LIMITED	0.63%
BHP GROUP	0.56%
COMMONWEALTH BANK OF AUSTRALIA	0.48%
ARISTOCRAT LEISURE LTD	0.36%
MACQUARIE GROUP LTD	0.30%

Asset	Allocation^*
Microsoft	0.26%
Alphabet	0.22%
Apple	0.21%
Accenture	0.15%
Amazon	0.15%

Asset	Allocation^*
Igasamex	2.35%
Kinland AS	2.25%
International Parking Group	2.04%
Saren Energy AS	1.14%
Vopak Terminal Eemshaven	0.99%

Asset	Allocation^*
111 Alinga Street	1.86%
50 Miller St Trust	1.63%
Royale Investment Trust	1.58%
Citilink Bowen Hills Brisbane	1.55%
313 Adelaide Street	1.38%

Asset	Allocation^*
Igasamex	2.35%
Kinland AS	2.25%
International Parking Group	2.04%
Saren Energy AS	1.14%
Vopak Terminal Eemshaven	0.99%

Asset	Allocation^*
111 Alinga Street	1.86%
50 Miller St Trust	1.63%
Royale Investment Trust	1.58%
Citilink Bowen Hills Brisbane	1.55%
313 Adelaide Street	1.38%

Asset	Allocation^*
AUSTRALIA GOV BONDS	2.05%
BARCLAYS PLC	0.05%
KFW	0.05%
QUEENSLAND TREASURY CORP	0.04%
NEW S WALES TREASURY CRP	0.04%

Asset	Allocation^*
US Treasuries	0.36%
Fannie Mae / Freddie Mac	0.34%
Japan Treasuries	0.26%
Western Midstream	0.20%
FirstEnergy	0.20%

Asset	Allocation^*
Negotiable certificate of deposit	13.71%
Convertible Term Deposits	11.70%
Semi government commercial paper	9.53%
Deposit Accounts	5.34%
NAB Notice Period Account	5.26%

Asset	Allocation^*
Western Midstream	0.12%
FirstEnergy	0.12%
Occidental Petroleum	0.12%
Sprint Capital	0.11%
Apache Corporation	0.10%

Asset	Allocation^*
Cash and Equivalents	0.07%
US Treasuries	0.02%
Commonwealth Bank of Australia	0.02%
BetaShares Australian High Interest Cash ETF	0.02%
Commonwealth of Australia Government Bonds	0.02%

Asset	Allocation^*
Cash and Equivalents	0.07%
US Treasuries	0.02%
Commonwealth Bank of Australia	0.02%
BetaShares Australian High Interest Cash ETF	0.02%
Commonwealth of Australia Government Bonds	0.02%

^*Asset allocation as of 31 December 2021 for the selected investment option.

Asset allocation chart

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Top 5 asset breakdown chart for

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^{This website contains general information only and does not take account of your personal circumstances. You should obtain personal advice where appropriate. This content is current as at the date of publication and subject to change. Prime Super (ABN 60 562 335 823) is issued by Prime Super Pty Ltd (ABN 81 067 241 016, AFSL 219723). A Product Disclosure Statement is available from the issuer by calling 1800 675 839. Past performance is not a reliable indicator of future performance.}